Autobahn Money
Reconciles processor settlement files against your Schedule A. Catches under- and overpayments before they leave. Publishes partner statements automatically.
- $3.13B Processed volume
- $27.5M Residuals paid
- $199K Underpayments recovered
- Since 2019 In production
Your reconciliation issues are becoming relationship issues.
To a partner, the back-office complexity is invisible. What they see is silence, and it costs you their trust.
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Ana Ops Lead 2h agoTwo partners emailed this morning asking why their residuals are lower again. I can't give them an answer until we reconcile three processor reports.
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Marcus Finance 1h agoOctober payout is short $1,240 against our tracking sheet. Still tracing whether it's a processor issue, a split change, or an override.
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Ana Ops Lead 32m agoThey're asking if we're withholding money. We aren't, but the delay and lack of visibility make it look that way.
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Justin GM 15m agoHow many partner relationships are at risk because we can't explain a payout immediately?
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Ana Ops Lead just nowNine open conversations. And the spreadsheet has 40 tabs. Only one person knows how the formulas work.
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What changes when the pipeline runs itself.
The four things that eat your ops team’s week today, and what each becomes once Autobahn is doing the work.
Three processor logins, one 40-tab spreadsheet, one person who knows the formulas.
One ledger, ingested from your processor settlement files, normalized on the way in.
Partner asks about a residual. Nobody can answer until Ana reconciles by hand.
Partner asks about a residual. They can see the calculation trail themselves, in real time.
Underpayments and overpayments hide inside processor summaries until a partner catches one.
Reconciliation runs against the settlement file itself, catches deltas before statements go out.
Month-end close eats a week, ends with partner disputes and awkward emails.
Month-end closes in an afternoon, ends with statements already in every partner’s inbox.
One pipeline from processor payout to partner statement.
Every step is inspectable. When a partner asks where a number came from, you can answer without opening a spreadsheet.
What partners see, and where each number comes from.
The dashboard below is the partner-facing surface. Every bar here started as a raw processor settlement file. Every margin figure ties out to a payout you can inspect. Any row expands to show the calculation trail behind it.
Money
See a total view of your entire performance
- Current Year
- Previous Year
- Margin
Reconciled residuals for each month, sourced from the processor settlement file, split by Schedule A rules.
Same month, same portfolio, one year earlier. Kept in the same axis so year-over-year growth reads at a glance.
Effective bps on total processing volume for the month. Trends up across the year as the card-present mix grows.
Three core principles to the platform: auditability, symmetry and neutrality.
Every product decision has to clear these three checks. Features that miss any of them stay off the roadmap.
Click any residual line to see the calculation trail: payout, split, override, adjustment. No sub-ledger mysteries.
No more “send report” Slack loop. Every partner has real-time access to their own numbers, in the same UI, updated the moment yours updates.
TSYS, Fiserv, Worldpay, Elavon, and many more, normalized on ingest. Adding a new processor doesn't add a new spreadsheet.
Same channel. The conversation flipped.
They didn’t hire anyone or work longer hours.
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Ana Ops Lead Nov 1October closed in 20 minutes. Every partner statement pushed automatically, every calculation open.
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Marcus Finance Nov 1Autobahn caught a $1,240 short on the payout from Fiserv rounding. Fixed before the statement went out. Partners never saw the delta.
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Justin GM Nov 1How many partner relationships are at risk because we can't explain a payout right now?
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Ana Ops Lead Nov 1Zero. Every partner can see their own numbers in real time.
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The questions we get asked most.
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No. Autobahn sits above your processors, ingesting their settlement files and normalizing them into one ledger. Your processor relationships and merchant boarding paths stay exactly where they are.
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We ingest the processor settlement file directly (not the summary statement), rebuild the ledger against your Schedule A, and flag any delta the summary hides. Every calculation is auditable line by line.
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We support the major processors — TSYS, Fiserv, Worldpay, Elavon, and many more. Coverage depends on your specific setup, so we confirm during intake before you commit to anything.
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Every Schedule A we've seen has been unusual. Tiered splits, bonus overrides, sub-ISO cascades, individual carve-outs. The engine handles arbitrary rule trees per partner.
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Yes. Partners access their own real-time dashboard: commissions, statements, portfolio activity, PCI status. No more “can you send me the report” emails.
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SOC 2 Type II. PCI-scoped data flows. SSO / SAML for enterprise identity. Full details in a security packet on request.
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Pricing is scope-based and we walk through it on the first call once we understand your portfolio, processors, and which modules you need.
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First processor ingest live in two weeks. Full Schedule A migration typically 4–6 weeks depending on complexity. We do the migration; you review the results.
- No match. Use the button in the corner to ask us directly.
Tell us about your operation.
A short form so we can send a walkthrough that fits your portfolio and processors. One of the founders reads every reply.